Equus Capital
Analysis
Precious metals
Metals · Silver
Investing in physical silver: a complete guide
Formats, the 21% VAT, the gold/silver ratio, custody and when it makes sense.
Metals · Market
The price of gold: why it rises and how it is set
What the spot price is, what moves it and the premium you overpay when buying physical.
Metals · Taxation
Investment gold and VAT: why it is exempt
Investment gold carries no VAT in Spain; silver does. What counts as investment gold and why.
Metals · Formats
Gold bars or coins: which is better to buy
Premium, liquidity, divisibility and security: which fits best depending on how much you invest.
Metals · Custody
Where to store physical gold safely
Home safe, safe deposit box or professional custody: advantages, risks and insurance.
Metals · Taxation
How much you pay when selling gold
Gold is bought without VAT, but selling it at a profit is taxed under personal income tax (IRPF).
Practical guide
How to buy physical gold in Spain without making mistakes: 2026 guide
Formats, taxation, certification, storage and the five most common mistakes of the retail investor.
Thesis
Why gold protects against inflation
The historical behaviour of gold against inflationary periods and monetary debasement.
Comparison
Silver vs gold: which is the better investment in 2026
Structural differences, the gold/silver ratio, liquidity and the investor profile suited to each metal.
Macro
Why central banks are buying gold
An institutional reading of the largest reserve accumulation in five decades and what it signals to the investor.
Real estate investment
Investment · NPL
How to invest in real estate NPLs in Spain
Where they are bought, how the operation is structured and the due diligence before investing.
Investment · Bank-owned flats
Bank-owned flats: how to buy them at a discount
Where to find them, how to buy them step by step and what to check before signing.
Investment · NPL
Returns on investing in NPLs: what margin to expect
How the return on a defaulted loan is calculated and what the real margin depends on.
Investment · Auctions
Tax-authority auctions: how to buy seized assets
How the tax agency's auctions work, the deposit and what to check beforehand.
Investment · Squatting
How to evict a squatter: legal routes and timelines
Breaking-in vs usurpation, the criminal and civil routes, real timelines and the mistakes that prolong an eviction.
Investment · Auctions
Charges in an auction: the due diligence before bidding
Which charges are cancelled and which survive, the land registry extract and the property-tax and community debts you don't see.
Investment · Auctions
How to buy a home at a judicial auction
The process on the BOE portal, the deposit, the bid and the risks to review.
Investment · Occupied assets
Buying an occupied flat: risks and how to act
Why they are cheap, the types of occupancy and the legal routes to recover it.
Comparison
Judicial auctions, auction transfer and NPL: differences and which suits you
The three alternative real estate investment routes explained: capital, timelines, risks and profiles.
Concepts
What is an NPL
How the defaulted-loan market works and why these discounts on face value exist.
How it works
What an auction transfer is and why it can be an investment opportunity
One of the least-known real estate operations and, well structured, one of the most profitable.
Concepts
What a REO and awarded assets are
The property after the auction: how banks manage it and what opportunity it offers the investor.
Inheritance and succession
Inheritance · Non-residents
Inheritance for non-residents in the Valencian Community
Form 650, the 6-month deadline, the tax representative and double taxation for heirs abroad.
Inheritance · Fees
How much does a lawyer charge for an inheritance?
What the price depends on, the fee models and the option of paying out of the inheritance itself.
Succession · Family business
Succession planning for the family business
The 95% reduction, the family protocol and a structure to pass on the business without breaking it.
Taxation · Gifts
Gift Tax in the Valencian Community
Reliefs for relatives, how it is calculated and the income-tax trap when making a gift.
Inheritance · Debts
Inheriting debts: accepting under benefit of inventory
If the estate has debts, how to accept it without risking your personal wealth. Timelines and steps.
Succession law
The surviving spouse's usufruct in an inheritance
What the surviving spouse is entitled to even when there are children, bare ownership and how the usufruct is commuted.
Inheritance · Intestate
Inheritance without a will: the declaration of heirs
When there is no will, the law decides who inherits. Legal order, steps and timelines.
Inheritance · Property
Selling an inherited home in Valencia
Inheritance tax, municipal capital gains tax and income tax: the taxes on selling and how to reduce them.
Inheritance · Timelines
How long does it take to receive an inheritance?
Phases, real timelines and what delays or speeds up the distribution of an estate.
Taxation · Gifts
Gifting during your lifetime or leaving an inheritance
How each option is taxed in the Valencian Community and the income-tax trap.
Inheritance · Taxes
Municipal capital gains tax in an inheritance
What it is, how it has been calculated since 2021 and when you don't have to pay it.
Succession law
The forced share and forced heirs
What part of your estate you cannot distribute freely and why.
Legal guide
Accepting or renouncing an inheritance: when each option fits
The three routes under the Civil Code, their definitive effects and the mistakes that compromise personal wealth.
Tax
Inheritance Tax in the Valencian Community: 2026 guide
The 99% Group II relief, calculating the base, household goods and common mistakes in the assessment.
Strategy
How to plan your inheritance during your lifetime
Gifts, wills, life insurance and wealth structures to optimise the transfer.
Mistakes
3 common mistakes when handling an inheritance
What we see repeated in families who come too late, poorly advised or without having taken an inventory.
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