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Without this document nothing moves in a Spanish inheritance. The notary, the bank and the Land Registry will not take a step until they see it. The good news is that it is one of the simplest formalities in the whole process, and anyone can apply for it.

In this article
  1. What it is and what it says
  2. When you can apply
  3. How to apply
  4. What you need
  5. What it costs
  6. Ask for the insurance certificate at the same time
  7. What you do next
  8. Frequently asked questions

What it is and what it says

The certificate of last wills (certificado de actos de última voluntad) is issued by the Spanish Ministry of Justice and states whether a person made a will and before which notary. If they made several, the one that counts is the last.

What it does not tell you is what the will says. The certificate gives you the notary before whom it was signed. To learn the content you have to go to that notary's office and ask for a copy.

When you can apply

Not on the day itself. The application cannot be filed until 15 working days have passed, counted from the day after the death. Saturdays, Sundays and public holidays do not count, and the holidays that apply are the national ones and those of the Madrid region, where the General Registry of Last Wills is based. In practice it is about three weeks.

That time is not wasted. Use it to obtain the death certificate and gather the deceased's papers: deeds, bills, details of accounts and insurance.

How to apply

There are three routes and all three end in the same certificate.

What you need

You do not have to prove you are an heir. Anyone who has the documents and pays the fee can apply.

What it costs

The fee is €3.86. Pay the exact amount: if you get the figure wrong, the bank cannot refund it and a refund claim has to be opened.

"The certificate does not tell you what your relative wrote down. It tells you whether they wrote anything down, and which notary to go to for it."

Ask for the insurance certificate at the same time

The same form is used for another certificate many people have never heard of: the certificate of life insurance contracts (certificado de contratos de seguros de cobertura de fallecimiento). It states whether the deceased was the insured person under any life policy or accident policy covering death, and with which insurer. If there was none, it says that too.

It carries the same fee, €3.86, and the same 15 working days. It is always worth asking for, because there are policies tied to a mortgage, a credit card or an employer that the family knows nothing about. Two warnings: it does not cover every kind of policy (those funding company pension commitments are left out, for example) and the data is only available for five years from the death.

What you do next

The certificate opens one of two paths, depending on what it says.

After that come the inventory, the deed of acceptance, the taxes and the transfer of the assets. Banks will ask for this certificate together with the death certificate before giving you any information on the accounts (see frozen bank accounts), and the tax has its own deadline, which runs from the date of death: it is in inheritance tax in Valencia. For an idea of how long the whole process takes, read how long it takes to receive an inheritance.

One last point for families with assets or heirs outside Spain: if the certificate is going to be used abroad, it has to be legalised. Say so when you apply.

Frequently asked questions

When can I apply for the certificate of last wills?

Once 15 working days have passed from the day after the death, not counting Saturdays, Sundays or national and Madrid regional holidays.

How much does it cost?

The fee is €3.86. The certificate of life insurance contracts carries the same fee.

Who can apply?

Anyone. You do not need to be an heir or a relative, only to provide the documents and pay the fee.

Does the certificate say what is in the will?

No. It says whether there is a will and before which notary. You learn the content by asking that notary for an authorised copy.